We create bespoke wealth solutions that change according to your needs at every life stage. We make your money work harder for your future.
We'll help you clarify your objectives, needs and priorities and work out what financial milestones need to be met along the way. This will provide you with focus, clear goals and a path to achieve your dreams.
Head: Wealth and Financial Planning
Real Time Wealth (Pty) Ltd is an independent financial services company, offering focused investment and insurance services to individuals and businesses.
We specifically focus on Wealth Creation, Preservation and Insurance solutions for our clients. The cornerstone of our business is based on integrity, trust and transparency.
We place a strong emphasis on a comprehensive personal service offering and building lifelong relationships with our clients. Our advisors adhere to the highest ethical standards and professionalism backed by top industry qualifications.
Our expert team of financial planners and wealth managers will collaborate with you, your family and unique business partners throughout your financial life journey to ensure that your wealth is generated, accelerated and preserved for you and those who are most important to you.
The service and product offering of real time wealth is based on the six-step financial planning process endorsed by the Financial Planning Institute (FPI). Ethics of the highest standard are always maintained. We support all developments by the FSCA and FPI in order to achieve these objectives.
Holistic and focused financial planning is at the centre of the offering with a product suite aligned with your needs.
A trusted partner that takes care of your family's financial security
Save money through tailored solutions and cashflow and tax planning
Peace of mind through well-researched solutions for retirement planning
We offer simplified, transparent and cost- effective wealth creation and preservation solutions to our clients, whether it be individuals or businesses.
Creating and nurturing a culture of saving and wealth creation
Planning for your long- and short-term life goals
Identifying long-term and short-term risk and health care cover needs
Fanie has extensive banking, financial services, auditing, accounting and stockbroking experience. He holds three professional qualifications as a Chartered Accountant, Chartered Financial Analyst and Member of the Institute of Stockbrokers, as well having completed Executive Leadership certificates via GIBS and USB.
Fanie started his career in 1996 at PwC (Coopers & Lybrand) and qualified as a Chartered Accountant in 1998, worked in the UK as Financial Manager in 1999 and Stockbroker at ABN Amro in 2000, whereafter he joined Standard Bank in 2001 to head up various divisions. At the end of 2008 he moved to Cape Town to join PSG Konsult to head up the distribution division in the Western Cape, and later National Wealth.
Adi, BSc., H.D.E., PDBA (NMU Business School), originally started his career as a teacher and Industrial Chemist, graduated to sales management, and joined Liberty Life in 1997.
He worked as an independent advisor from 2006 before joining Millhouse Wealth in 2017.
During this time he spent some years working with a Cat. II Discretionary Investment Manager, gaining experience in active portfolio management and construction.
He now has 25 years of experience in the financial services industry, with a focus on Investment and Financial Planning and management.
Armand is a qualified short-term insurance broker with 14 years of experience. He hails from Stellenbosch where he attended Paul Roos Gymnasium and completed a BSc degree at Stellenbosch University after two years in the army. He gained valuable experience working for a Stellenbosch brokerage and has since joined the Millhouse Wealth family to continue his journey.
He is conscientious and takes great pride in providing an accurate, dependable service in a timely manner to his clients.
Armand currently lives in Somerset West and is an avid mountain biker, music lover (and owned a music shop for a while) and likes to read.
David is an economic historian, veteran financial journalist and formerly a Stockbroker on the JSE. As an independent consultant to Millhouse Wealth, he provides guidance and insights on relevant perspectives to complement the investment outlook with regards to capital preservation.
David has been involved in the investment fraternity for nearly 50 years as a journalist, editor, stockbroker and portfolio manager, commentating in the media and advising clients through a number of bear and bull markets since 1967.
David was the first financial editor of the Sunday Rapport and later the Transvaal daily, Beeld. He joined the well-known Johannesburg Stockbroker PLJ van Rensburg in the late eighties and started his own stockbroking firm, Meades de Klerk. David continued to be active in the markets and subsequently joined ABN Amro, which became SPI. He then relocated to the Western Cape to manage SPI's Stellenbosch branch before retiring to Somerset West, where he assisted PSG Konsult Strand to established a stockbroking arm. David has written a plethora of articles in the press on investments after he left journalism.
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Benjamin Franklin famously said, "...but in this world nothing can be said to be certain, except death and taxes."
